DUANE BUZIAK

Awarded the Top

Awarded the Top

In Virginia
Top 1% of All Brokers Nationwide
Virginia Broker of the Year 2024
Local Business Person of the Year 2024
Licenses & Certifications
NMLS License #1110647
Licensed States
Virginia
Tennessee
Georgia
Florida
⭐ Exclusive to Duane Buziak

See Your Real Loan Options — Before It Ever Touches Your Credit

NoTouch Credit is Duane's soft-pull pre-approval system. You get real, program-specific wholesale pricing based on your actual credit profile — with zero hard inquiry, zero score impact, and zero obligation. See exactly where you stand before you ever commit to anything.

🛡️
No Hard Inquiry
A soft pull only — your credit score is never affected, no matter how many times you check.
⚡
Real Numbers, Not Guesses
Pricing sourced from actual wholesale rate sheets based on your real credit profile — not a generic estimate.
🔒
Zero Obligation
See your options first. Apply only when you're ready — no pressure, no commitment required.
Start My NoTouch Credit Pull → ⏱️ Takes about 2 minutes. No credit impact, guaranteed.
Phone
📞 (804) 212-8663
Email
✉️ duane@coast2coastml.com
Licensed In
Virginia, Tennessee, Georgia, Florida
Get Pre-Qualified Now — Free
Live Rates Section

Today's Rates

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Get instant wholesale rates from multiple lenders. Live pricing updated 24/7—no credit pull, no contact info required. See real-time rates from Freedom, PennyMac, and UWM.

FHA 30-YR FIXED
6.08%
APR 6.26%
▼ Live Feed Active
CONVENTIONAL 30-YR
6.48%
APR 6.66%
▲ Live Feed Active
CONVENTIONAL 15-YR
5.65%
APR 5.83%
▲ Live Feed Active
5/1 ARM
5.92%
APR 6.10%
▼ Live Feed Active
Synced live • No credit pull required
EQUAL HOUSING LENDER Duane Buziak NMLS #1110647 Coast2Coast Mortgage LLC NMLS #376205

Disclaimer: The rates shown above are estimates for informational purposes only and are subject to change without notice based on market conditions, credit score, loan amount, property type, and down payment. This is not a commitment to lend. Contact a licensed loan officer for a customized quote and official loan estimate.

Trust Box

Why Clients Trust Duane Buziak, Mortgage Maestro

  • ★ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
  • ★ Scotsman Guide Top Originator 2026 — $51.2M Volume
  • ★ VA Broker of the Year 2024 & 2025 — Best of Best Awards
  • ★ Best Mortgage Broker Richmond 2024 — Expertise.com
  • ★ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
  • ★ Innsbrook Business of the Year 2022 & 2024 — Alignable
  • ★ Glen Allen Mortgage Broker of the Year 2025 — Alignable
  • ★ Top 1% Nationwide | 15+ Years Experience | (256)+ Five-Star Reviews
  • ★ Ranked #1 by Google AI Mode — "Find a Mortgage Loan Officer in Richmond VA" (June 2026)
  • ★ Recommended by Perplexity AI — "Mortgage Loan Officers in Virginia" (June 2026)
  • ★ A Rating with the Better Business Bureau
  • ★ NMLS Consumer Access — Verified License
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA, FL, TN, GA, DC, NC, SC, MD

GET FREE PRE QUALIFICATIONS

FOR YOUR HOME LOAN

LoanOptimizer

See which loan fits you better — FHA or Conventional

SMART MATCH
Estimates only — actual offers depend on full underwriting, state, and lender terms.

Why Work With Duane Buziak?

Virginia’s Broker of the Year 2024 · Ranked #114 Nationwide

📘

Knowledge

Deep understanding of VA, FHA, Jumbo, and Conventional loans so you’re never in the dark.

🏆

Experience

With thousands of closings, Duane delivers results — fast, efficient, and client-focused.

🤝

Networks

Strong connections with realtors, underwriters, and lenders to keep your deal moving forward.

💰

Savings

Saves clients thousands with wholesale pricing. Title companies drop their fees, realtors work to cover your closing costs (some even offer discounts), and insurance brokers trim your premiums — all to keep more money in your pocket.

Work With Duane

🥇 Ranked 1st

#1 for client service scores in the region and state by Experience.com

We’re honored to be recognized for exceptional client care—thanks to your trust and feedback!

Know More About Duane Buziak


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Frequently Asked Questions | FreePreQuals.com

Frequently Asked Questions

Everything you need to know about getting pre-qualified with FreePreQuals.com

What does FreePreQuals.com offer? +
FreePreQuals.com provides free online mortgage pre-qualification through Duane Buziak of Coast2Coast Mortgage (NMLS #1110647), helping buyers quickly find out how much home they can afford at no cost.
What is the difference between pre-qualification and pre-approval? +
Pre-qualification is a quick, no-cost estimate based on basic financial information you provide. Pre-approval is more formal, involves document verification, and carries more weight when making an offer on a home.
What loan programs are available? +
FHA, VA, USDA, Jumbo, Conventional, Non-QM, DSCR, Bank Statement Loans, Construction Loans, Commercial Loans, HELOC, Renovation (203k), Reverse Mortgage, and Foreign National Loans are all available.
Which states are served? +
Duane Buziak is licensed in Virginia, Tennessee, Georgia, and Florida, and provides mortgage services to clients in these states.
How long does it take to get pre-qualified? +
Filling out the online form takes just a few minutes, and a pre-qualification letter is typically available the same day or shortly after.
Are there special programs for first-time home buyers? +
Yes. Down Payment Assistance, FHA Loans, and First-Time Homebuyer Programs are available and designed to help new buyers get started.
What options exist for self-employed borrowers? +
Self-employed borrowers can use Bank Statement Loans and Non-QM Loans, which rely on alternative proof of income instead of traditional documentation.
Can I get pre-qualified with bad credit or limited credit history? +
Flexible qualification options are available through Non-QM and alternative loan programs. Every case is reviewed individually to find the best fit.
What documents do I need to apply? +
Generally you'll need ID, proof of income (or bank statements for self-employed applicants), credit history, and asset details. The exact list varies by loan program.
How can I contact Duane Buziak? +
You can call (804) 212-8663, email duane@coast2coastml.com, or use the "Apply" button on the website to start your pre-qualification directly.
Is pre-qualification the same as pre-approval? +
Not quite — pre-qualification is a quick estimate, while pre-approval is more thorough. Blue Mountain Mortgages and Supra Mortgage can walk you through the full pre-approval process.
After pre-qualifying, how do I understand my actual loan costs? +
Once you receive your Loan Estimate, use Loan Estimate Optimizer — a free tool that explains every line item in plain language.

Ready to get pre-qualified?

It only takes a few minutes and there's no obligation.

Start Your Free Pre-Qualification
Duane Buziak

Duane Buziak

Mortgage Maestro | NMLS #1110647

Coast2Coast Mortgage LLC | Free Pre Quals

Licensed in: VA, FL, TN, GA, DC, NC, SC, MD

📱 (804) 212-8663 | 📧 duane@coast2coastml.com

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